The fastest way to get financing for your procurement orders

Beantrage in nur 15 Minuten deine Banxware Sofortfinanzierung und erhalte morgen schon bis 250.000 €. So bringst du dein Business schnell voran.

The problem

Having enough liquidity in the moment you need it, is hard.

When a bulk purchase comes up on Amazon Business, your existing commitments to operations and payroll shouldn't stand in the way.

Capital tied up elsewhere

Your funds are committed to operations, payroll, or inventory — leaving no room for unplanned procurement spend.

Banks want endless paperwork

Traditional credit applications are slow, complex, and rarely designed for the pace of B2B procurement.

Slow internal approval cycles

By the time budget is approved, bulk pricing windows and delivery timelines have already passed.

The solution

Financing that works as fast as your procurement does.

Apply for financing

All you need is 15 minutes to get a quote and complete the non-binding, digital application. No paperwork, no branch visits — all digital.

Accept your offer

Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.

Receive your payout and secure your bulk purchase

The money will go directly to your business account. Fund your bulk order and keep your operations moving without disruption.

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Why businesses love Banxware

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. We placed our Spot Buy order the same day the funds arrived."

Peter Höschl

mnstry.com

"The flexible repayment model gives us the advantage of not falling into liquidity traps when making larger procurement orders on Amazon Business."

Robin Krah

NORDMUT

"My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow."

Melanie Köster

poshpinks

"Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way."

Jochen Ihl

Feinripp Studios

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange

MyDartpfeil

"Banxware has helped us overcome financial barriers. Thanks to rapid financing, we were able to expand our product range, fulfill customer orders and almost double our turnover."

Uwe Göpel

itmops

"Banxware provided the ideal financing solution to help us reach our goal of increasing production capacity and expanding our brand presence in retail. We were impressed by the fast, seamless process and the exceptional transparency and flexibility."

Valentina Heuschmidt

Karanga

Built for the speed of modern procurement

Full transparency, one fixed fee

No compounding interest, no hidden charges. You know exactly what financing costs before you accept the offer.

No personal guarantee

Financing is assessed on your business's performance — not your personal assets. No collateral, no personal liability.

100% digital — zero paperwork

No documents to mail, no in-person meetings. The entire application is completed online in under 15 minutes.

Frequently asked questions

Who can apply for Spot Buy financing?

Small and medium-sized companies registered in Germany that have an active Amazon Business account and have been purchasing for at least 6 months. Both sole traders and registered companies (GmbH, UG, etc.) are eligible.

What does the financing cost?

There is a fixed financing fee with no compounding interest or hidden costs. You will always see the exact total cost before you accept any offer. We never require advance payments or upfront fees of any kind.

What is the difference between a Spot Buy and hire purchase?

Unlike hire purchase, you own your goods from day one. Spot Buy financing simply covers the cost upfront — you repay weekly over up to 12 months, with one fixed fee agreed before you commit. No compounding interest, no surprises.

How does the digital application work?

The application is 100% digital and takes around 15 minutes. There is no paperwork to print, sign, or mail. Connect your Amazon Business account, complete the online form, and receive a personalised offer — all in one seamless flow.

How much financing can I access?


Between €1,000 and €250,000 depending on your Amazon Business purchasing volume and revenue over the past 6 months. Use the calculator above to get an indicative estimate before applying.

Do you have any questions for us?

Experts like Paula understand your business. Call us on +49 30 311 99 587 , send us an email, or click the Contact us button to fill out the contact form.

Contact us

Receive your offer now

Apply in 15 minutes. Receive up to €250,000 — no paperwork, no personal guarantee.

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