Checklist: What You Need for Your Financing Request

The better prepared you are, the faster you’ll receive your financing. And with us, we really mean fast: the application for the Banxware Sofortfinanzierung takes just about 15 minutes: fully digital, no paperwork, and easily done from your laptop.

If everything checks out, the money is often in your account within just 24 hours. All you need is a few pieces of information and documents. And that’s exactly where our checklist helps you.

1. Submit the right company documents

Whether you're a solo entrepreneur or working with partners – your company needs a legal foundation, and we need the relevant proof.

Here’s what we require:

• Sole proprietors & freelancers: proof of business registration or freelance status
• GbRs (partnerships under German law): business registrations of all partners + partnership agreement
• For financing above €100,000: additional documents like a BWA (business assessment) or SuSa (summary and balance sheet)

2. Explain your business model and purpose of financing

You know your business inside and out: so tell us about it!
The better we understand your business model, the faster we can make a well-informed decision.

Let us know:

• What makes your business unique
• How you generate revenue
• What you plan to use the financing for – e.g. new inventory, marketing, expansion, liquidity

Example: The sustainable fashion brand LOVECO needed capital to add clothing made from recycled wool to its collection. CEO Moritz Marker told us exactly that.

3. Keep your online banking logins ready

Do you use multiple business accounts, for example with Qonto or your traditional house bank?
To get a complete picture of your finances, you should link all accounts directly to your application.

That’s the fastest way: no additional uploads or follow-up submissions needed.

4. Provide your tax number and personal tax ID

It might sound a bit dry, but it's important. Please have the following ready:

• Your company tax number (e.g. 12/345/67890)
• Your personal tax ID – 11 digits, e.g. 11222333444

Both help us verify your identity correctly and ensure that your application is processed in compliance with legal requirements.

5. Provide details of legal representatives & co-owners

Especially for limited liability companies, we need a few additional details:

• Private addresses
• Email addresses
• Tax IDs of all shareholders and managing directors

The more complete this information is, the fewer questions we’ll have – and the faster the process will go.

Conclusion

Financing doesn’t have to be complicated... and with Banxware, it isn’t.

Nobody wants to print out documents, fill out forms by hand, or go back and forth to the bank anymore, only to wait weeks for an answer.

With Sofortfinanzierung, it’s different. You can submit your application in just 15 minutes, completely paperless. And if everything checks out, the capital for your next project will be in your account within 24 hours!

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