The fastest way to get financing for
‍ your business.

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Apply for your Banxware Sofortfinanzierung in just 15 minutes and receive up to 250,000 euros tomorrow. Your ticket to advancing your business - quickly.

Trusted by more than 5000 companies
The problem

Getting a loan from a normal bank when you need it, is hard.

They don't understand your company

Your business model is unique. You need a partner who clearly sees your business and its future opportunities.

Hazy cost structures

You deserve clarity about your expenses. No nasty surprises due to unclear costs and interest rates.

Lengthy application processes

You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.

Die Lösung

Ein einfacher Prozess: Heute beantragen, morgen dein Geld erhalten.

Finanzierung anfragen

All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.

Angebot annehmen

Unser Angebot ist auf dich zugeschnitten. Du siehst von Anfang an, wie hoch die Finanzierungsgebühr und die wöchentlichen Rückzahlungen ausfallen. Du entscheidest, ob das Angebot zu deinem Unternehmen passt.

Geld erhalten

Hast du das Angebot angenommen, geht alles sehr schnell. Innerhalb eines Werktages ist das Geld auf deinem Geschäftskonto. So kannst du dich auf das Wichtige konzentrieren: Den Erfolg deines Unternehmens.

Berechne selbst, wie viel Sofort­finanzierung du erhalten kannst.

Anhand der Umsätze der letzten 6 Monate berechnen wir, wie hoch deine zukünftigen Einkünfte ausfallen werden. Für unsere Sofortfinanzierung schauen wir auf das, was dein Unternehmen leistet, nicht nur auf Scores.

Dein monatlicher Umsatz:
€20,000 - €25,000
So viel kannst du bekommen:
38.500 €
Jetzt finanzieren

Keine persönliche Bürgschaft

Ein  100% digitaler Antrag

Volle Transparenz, nur eine einmalige Gebühr

The solution

A simple process: Apply today, receive your money tomorrow.

Apply for financing

All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.

Accept your offer

Our offer is tailored to you and your business needs. You can see from the start what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.

Receive your payout

Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.

Find out how much financing you could get

Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.

Your monthly revenue:
€20,000 - €25,000
You could get up to:
38.500 €
Apply today

No personal guarantee

No paperwork to mail us, 100% digital application

Full transparency, just a one-time fee

Sofortfinanzierung fürs E-Commerce

Du musst schnell auf Chancen reagieren können und wir bieten dir das Kapital dafür. Verbinde deine Online-Umsatzkanäle und erhalte dein Angebot noch schneller.

Mit der Sofortfinanzierung für E-Commerce kannst du bis zu 250.000€ mit einer Laufzeit von 3, 6 oder 12 Monaten erhalten.

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Sofortfinanzierung for e-commerce

You need to be able to react quickly to opportunities and we offer you the capital to do so. Connect your online revenue channels and get your offer even faster. ‍

With Sofortfinanzierung for e-commerce, you can get up to €250,000 with a term of 3, 6 or 12 months.

Sofortfinanzierung for Service providers & Agencies

Use Banxware's Sofortfinanzierung and get quick and easy access to capital of up to €250,000.

Extra financing allows you to easily manage the pre-financing of projects and compensate for liquidity gaps caused by irregular income and late payments. You'll be able to manage seasonal fluctuations and market volatility without lengthy application procedures. Stay financially flexible and competitive with Banxware.

Sofortfinanzierung for Wholesale & retail

Take advantage of fast and flexible Sofortfinanzierung to optimally manage seasonality and fluctuations in demand.

Whether it's to finance goods, inventory and logistics costs, or simply to close liquidity gaps: our financing solution allows you to stay competitive by enabling you to react quickly to market changes, adjust your stock levels to meet demand or invest in growth opportunities. All without lengthy application processes.

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We create real results: Why our customers choose us

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Position, Company name

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"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah

NORDMUT

Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way.

Jochen Ihl

Feinripp Studios

My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.

Melanie Köster

Managing Director

poshpinks

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl

MoN Sports

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange

MyDartpfeil

How to unlock the full potential of your business

Flexible working capital

To remain competitive, companies need to innovate and invest. Whether it's machinery, a vehicle fleet or other investments in your company, with Sofortfinanzierung you decide where you use the capital.

Cushion unexpected expenses

Equipment failure, inventory damage and other unexpected costs can upset even the most careful planning. With Sofortfinanzierung, you can cover unforeseen costs simply and without stress.

Finance stock

The balance between sufficient inventory and avoiding excess stock is important for your success. Sofortfinanzierung gives you the flexibility to act quickly and buy strategically.

Frequently asked questions

What is Sofortfinanzierung?

Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.

Who can apply for financing?

Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.

The average monthly company turnover should be at least €1,250 if your company can prove sales via online platforms or card terminals (Amazon, Shopify, SumUp, etc.).

All companies without online sales should be able to prove a monthly turnover of at least €3,300.

The following legal forms are supported: GmbH, GmbH & Co. KG, UG, GbR, OHG, KG, e.K., sole traders and freelancers.

What does it cost?

There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.

What's the catch?

There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.

Do you have any questions?

Experts like Paula understand your business. Call us on +49 30 311 937 03 or send us an email.

Contact us

Receive your offer now

Fast, free and non-binding.