Are other forms of financing stunting your growth?
Rigid boundaries hold you back from success
Your growth deserves flexible financing - without it, you won't be able to react quickly and easily to opportunities or risks.
Waiting for your capital? There's no time for that
Unclear processes and slow processing times slow down your projects. To be successful, you need speed and efficiency - not unnecessary waiting times.
Good advice is hard to come by
You need first-class service and expert advice for your business - preferably digital, flexible and perfectly tailored to your everyday life.
The best advice and fast, digital processing - at a price that is only available from a bank.



Request financing & complete the paperwork digitally
You can complete your digital financing application for up to €5,000,000 from the comfort of your office. Simply and securely upload your documents and save yourself from going to the bank with folders or having to print out endless documents.

The best advice from HVB
Your HypoVereinsbank Relationship Manager will contact you and clarify the financing details with you, such as the amount of the credit line, the interest and the repayment conditions. Thanks to pre-screening by Banxware, all documents are prepared and the process only takes up to 3 days until the credit line is available for your company.

Flexible access to your credit line at any time
Your HVB FlexFinanzierung powered by Banxware is available to you just 3 days after you finalise your contract. From thereon out, you have total freedom for how to use your new funds – whatever you need to supercharge your business.

Banxware and HypoVereinsbank
HVB FlexFinanzierung powered by Banxware is your solution for fast and flexible business financing. We combine Banxware's fast, customer-friendly application with HypoVereinsbank's expertise and advisory skills to offer you a credit line of between €250,000 and €5,000,000 in a straight-forward, digital application that is processed in just 3 days.
Benefit from the conditions of working with a bank and open up your capabilities with a financing solution that supports your entrepreneurial goals - maximum flexibility, transparency and tailored to your needs.

Frequently asked questions
HVB FlexFinanzierung is your most flexible, digital credit solution: Companies that are older than 3 years, have a turnover of more than €125k per month and are based in Germany can apply for between €250,000 and €5 million as a credit line from HypoVereinsbank (HVB). Completely digital, fast and transparent and tailored to the needs of your business.
HVB FlexFinanzierung is a credit line of HypoVereinsbank (HVB) from €250,000 up to €5,000,000. It’s for business owners who want a flexible product that they can grow with.
Banxware Sofortfinanzierung is the super-fast alternative for smaller financing amounts. Here you can get a loan from €1,000 up to €250,000 within 24 hours, in a completely digital application process and without advice. It’s for business owners who know what they need and need it quickly.
Your company must be older than 3 years, have a turnover of more than €125k per month and be based in Germany. If you meet these criteria, start your application directly here.
Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us Here.
The costs for your HVB FlexFinanzierung are made up of two parts: the interest rate for the amount drawn down and the interest rate for the amount not drawn down. Your HypoVereinsbank Relationship Manager will discuss the exact conditions with you.
Do you have any questions for us?
Experts like Paula understand your business. Call us on +49 30 311 937 03, send us an email, or click the Contact us button to fill out the contact form.
Start your application today
Fast, free and unbinding.