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Getting a loan from a normal bank when you need it, is hard.
High credit requirements
If your company is still young or has seasonal or low sales, this can be a real challenge.
Endless paperwork
Loan applications often still mean pages and pages of paperwork. In original paper form. Or even worse - fax.
Lengthy application processes
You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.
A simple process: Apply today, receive your money tomorrow.
Apply for financing
All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.
Accept your offer
Our offer is tailored to you and your business needs. You can see from the start what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.
Receive your payout
Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.
Find out how much financing you could get
Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.
No personal guarantee
No paperwork to mail us, 100% digital application
Full transparency, just a one-time fee
Why customers love Sofortfinanzierung
Name Surname
Position, Company name
Name Surname
Position, Company name
Name Surname
Position, Company name
"Banxware's straightforward instant financing has helped us bring our latest products to market much faster."
Jennifer Schäfer
UNMILK
"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."
Robin Krah
NORDMUT
"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."
Timm Bange
MyDartpfeil
"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."
Peter Höschl
MoN Sports
My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.
Melanie Köster
Managing Director
poshpinks
How to unlock the full potential of your business
Frequently asked questions
Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.
You can apply if your company is based in Germany, has been in business for at least 6 months and generates more than €1,250 per month. We currently support the following legal forms: GmbH, GmbH & Co. KG, UG, GbR, OHG, KG, e.K., sole traders and freelancers.
There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.
Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
Do you have any questions for us?
Experts like Paula understand your business. Call us on +49 30 311 937 03 , send us an email, or click the Contact us button to fill out the contact form.
Receive your offer now
Fast, free and non-binding.
