From €250,000 - €10,000,000
A credit line as flexible as your business
HVB FlexFinanzierung powered by Banxware is a credit line offered by HypoVereinsbank (HVB) for all businesses that generate monthly revenue of over €125,000 and have been in operation for more than three years.
A fixed loan amount? Difficult when you need to be flexible.
Rigid boundaries hold you back from success
Your growth deserves flexible financing - without it, you won't be able to react quickly and easily to opportunities or risks.
Waiting for your capital? There's no time for that
Unclear processes and slow processing times slow down your projects. To be successful, you need speed and efficiency - not unnecessary waiting times.
Good advice is hard to come by
You need first-class service and expert advice for your business - preferably digital, flexible and perfectly tailored to your everyday life.
Best in class advisory with fast and digital processing at a price that is only available from a bank.
Request financing & complete the paperwork digitally
Conveniently complete your digital financing application for up to €10 million from the comfort of your office. Simply and securely upload your documents and save yourself from going to the bank or printing endless documents.
The best advice from HVB
Your HypoVereinsbank advisor will contact you to discuss all financing details, such as the credit line amount and interest rates. Thanks to the initial review by Banxware, all documents are pre-assessed, and the process only takes up to three days before the credit line is available for your business.
Flexible access to your credit line at any time
You’ll receive a decision within three days, and the HVB FlexFinanzierung powered by Banxware will be available to you once you sign the contract. After that, you can draw down flexibly up to the agreed amount.
Banxware and HypoVereinsbank
The HVB FlexFinanzierung powered by Banxware is your solution for fast and highly flexible business financing.
We combine the quick application process and customer-centricity of Banxware with the expertise and advisory of HypoVereinsbank to offer you a credit facility between €250,000 and €10 million - simple, digital, and processed in just three days.
Benefit from bank-level conditions and get a financing solution that is highly flexible, transparent, and tailored precisely to your business needs.
Frequently asked questions
HVB FlexFinanzierung is your most flexible, digital credit solution: Companies that are older than 3 years, have a turnover of more than €125k per month and are based in Germany can apply for between €250,000 and €10 million as a credit line from HypoVereinsbank (HVB). Completely digital, fast and transparent and tailored to the needs of your business.
Your company must be older than three years, have a turnover of more than €125k per month and be based in Germany. If you meet these criteria, start your application directly here.
Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.
The costs for your HVB FlexFinanzierung are made up of two parts: the interest rate for the amount drawn down and the interest rate for the amount not drawn down. Your HypoVereinsbank Relationship Manager will discuss the exact conditions with you.
Do you have any questions?
Experts like Paula understand your business. Call us on +49 30 311 937 03 or send us an email.
Start your application today
Fast, free and unbinding.
