
HVB Flexfinanzierung From €250,000 - €10,000,000
A credit line as flexible as your business
HVB FlexFinanzierung powered by Banxware is a credit line by HypoVereinsbank (HVB) for all companies seeking continuous access to capital that can prove revenues of over €125,000 per month and are three years old and older.
A fixed loan amount? Difficult when you need to be flexible.
Rigid boundaries hold you back from success
Your growth deserves flexible financing - without it, you won't be able to react quickly and easily to opportunities or risks.
Waiting for your capital? There's no time for that
Unclear processes and slow processing times slow down your projects. To be successful, you need speed and efficiency - not unnecessary waiting times.
Good advice is hard to come by
You need first-class service and expert advice for your business - preferably digital, flexible and perfectly tailored to your everyday life.
The best advice and fast, digital processing - at a price that is only available from a bank.



Request financing & complete the paperwork digitally
You can complete your digital financing application for up to €10 million from the comfort of your office. Simply and securely upload your documents and save yourself from going to the bank with folders or having to print out endless documents.

The best advice from HVB
Your HypoVereinsbank Relationship Manager will contact you and clarify the financing details with you, such as the amount of the credit line, the interest and the repayment conditions. Thanks to pre-screening by Banxware, all documents are prepared and the process only takes up to three days until the credit line is available for your company.

Flexible access to your credit line at any time
Your HVB FlexFinanzierung powered by Banxware is available to you just three days after you finalise your contract. From thereon out, you have total freedom for how to use your new funds – whatever you need to supercharge your business.

Banxware and HypoVereinsbank
The HVB FlexFinanzierung powered by Banxware is your solution for fast and maximally flexible business financing.
We combine the quick application process and customer-friendliness of Banxware with the expertise and advisory competence of HypoVereinsbank to offer you a credit facility between €250,000 and €10 million – simple, digital, and processed in just three days.
Benefit from bank-level conditions and rely on a financing solution that supports your entrepreneurial goals – maximally flexible, transparent, and tailored precisely to your needs.

Frequently asked questions
HVB FlexFinanzierung is your most flexible, digital credit solution: Companies that are older than 3 years, have a turnover of more than €125k per month and are based in Germany can apply for between €250,000 and €10 million as a credit line from HypoVereinsbank (HVB). Completely digital, fast and transparent and tailored to the needs of your business.
Your company must be older than three years, have a turnover of more than €125k per month and be based in Germany. If you meet these criteria, start your application directly here.
Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.
The costs for your HVB FlexFinanzierung are made up of two parts: the interest rate for the amount drawn down and the interest rate for the amount not drawn down. Your HypoVereinsbank Relationship Manager will discuss the exact conditions with you.
Do you have any questions?
Experts like Paula understand your business. Call us on +49 30 311 937 03 or send us an email.
Start your application today
Fast, free and unbinding.