4.6/5

on Trustpilot

Get financing for freelancers in just 24 hours

100% online – apply in just 15 minutes & receive up to €250,000 by tomorrow. Banxware Sofortfinanzierung for more liquidity.

Get your offer

Trusted by more than 5000 companies

The problem

Getting a loan from a normal bank when you need it, is hard.

Strict loan requirements

If your company is still young or generating low revenue, it can become a real challenge.

Endless paperwork

Loan applications often still mean pages and pages of paperwork. In original paper form. Or even worse - fax.

Lengthy application processes

You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.

The solution

A simple process: Apply today, receive your money tomorrow.

Apply for financing

All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.

Apply today

Accept your offer

Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.

Receive your payout

Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.

Find out how much Sofortfinanzierung you could get

Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.

Your monthly revenue:

€20,000 - €25,000

You could get up to:

38.500 €

Apply today

No personal guarantee

No interest, just a fixed fee of 14-20%

Full transparency, just a one-time fee

Medium length section heading goes here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat.

Get an offer

Tagline

Medium length section heading goes here

Button

Tagline

Medium length section heading goes here

Button

Why our customers love Sofortfinanzierung

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl

MoN Sports

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah

NORDMUT

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange

MyDartpfeil

"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."

Uwe Göpel

itmops

"Banxware provided the ideal financing solution to help us reach our goal of increasing production capacity and expanding our brand presence in retail. We were impressed by the fast, seamless process and the exceptional transparency and flexibility."

Valentina Heuschmidt

Karanga

Frequently asked questions

What is Sofortfinanzierung?

Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.

Who can apply for financing?

Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.

The average monthly company turnover should be at least €1,250 if your company can prove sales via online platforms or card terminals (Amazon, Shopify, SumUp, etc.).

All companies without online sales should be able to prove a monthly turnover of at least €3,300.

The following legal forms are supported: GmbH, GmbH & Co. KG, UG, GbR, OHG, KG, e.K., sole traders and freelancers.

What does it cost?

There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.

What's the catch?

There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.

Do you have any questions?

Experts like Paula understand your business. Call us on +49 30 311 937 03 or send us an email.

Receive your offer now

Fast, free and non-binding.

Apply today