The fastest way to get financing for your procurement orders
Beantrage in nur 15 Minuten deine Banxware Sofortfinanzierung und erhalte morgen schon bis 250.000 €. So bringst du dein Business schnell voran.



Having enough liquidity in the moment you need it, is hard.
When a bulk purchase comes up through Amazon Business, yet you already have commitments to operations payrolls - ideate with Claude for first problem.
Capital tied up elsewhere
Your funds are committed to operations, payroll, or inventory — leaving no room for unplanned procurement spend.
Banks want endless paperwork
Traditional credit applications are slow, complex, and rarely designed for the pace of B2B procurement.
Slow internal approval cycles
By the time budget is approved, bulk pricing windows and delivery timelines have already passed.
A simple process: Apply today, receive your money tomorrow.



Apply for financing
All you need is 15 minutes to get a quote and complete the non-binding, digital application. No paperwork, no branch visits — just your Amazon Business account details.
Accept your offer
Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.
Receive your payout and secure your bulk purchase
The money will be in your business account within one business day. Fund your Spot Buy order and keep your operations moving without disruption.
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Why customers love Spot Buy financing
Built for the speed of modern procurement

Full transparency, one fixed fee
No compounding interest, no hidden charges. You know exactly what financing costs before you accept the offer.

Seamlessly integrated with Amazon Business
Your Amazon Business purchasing history is used to assess your profile — no lengthy financial audits required.

100% digital — zero paperwork
No documents to mail, no in-person meetings. The entire application is completed online in under 15 minutes.
Frequently asked questions
Small and medium-sized companies registered in Germany that have an active Amazon Business account and have been purchasing for at least 6 months. Both sole traders and registered companies (GmbH, UG, etc.) are eligible.
There is a fixed financing fee with no compounding interest or hidden costs. You will always see the exact total cost before you accept any offer. We never require advance payments or upfront fees of any kind.
No. No personal guarantee and no collateral is required. Your eligibility is assessed based on your Amazon Business purchasing history and revenue — not your personal assets.
Once you accept your offer, the funds are transferred to your business account within one business day. In most cases, your money is available the morning after you sign your agreement.
The application is 100% digital and takes around 15 minutes. There is no paperwork to print, sign, or mail. Connect your Amazon Business account, complete the online form, and receive a personalised offer — all in one seamless flow.
Between €1,000 and €250,000 depending on your Amazon Business purchasing volume and revenue over the past 6 months. Use the calculator above to get an indicative estimate before applying.
Do you have any questions for us?
Experts like Paula understand your business. Call us on +49 30 311 99 587 , send us an email, or click the Contact us button to fill out the contact form.
Receive your offer now
Apply in 15 minutes. Receive up to €250,000 within one business day — no paperwork, no personal guarantee.






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