The fastest way to get financing for your procurement orders

Apply for financing in just 15 minutes and receive up to €250,000 to fund your Spot Buy orders — paid out within one business day.

The problem

Having enough liquidity in the moment you need it, is hard.

When a bulk purchase comes up through Amazon Business, yet you already have commitments to operations payrolls - ideate with Claude for first problem.

Capital tied up elsewhere

Your funds are committed to operations, payroll, or inventory — leaving no room for unplanned procurement spend.

Banks want endless paperwork

Traditional credit applications are slow, complex, and rarely designed for the pace of B2B procurement.

Slow internal approval cycles

By the time budget is approved, bulk pricing windows and delivery timelines have already passed.

The solution

A simple process: Apply today, receive your money tomorrow.

Apply for financing

All you need is 15 minutes to get a quote and complete the non-binding, digital application. No paperwork, no branch visits — just your Amazon Business account details.

Accept your offer

Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.

Receive your payout and secure your bulk purchase

The money will be in your business account within one business day. Fund your Spot Buy order and keep your operations moving without disruption.

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Why customers love Spot Buy financing

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. We placed our Spot Buy order the same day the funds arrived."

Peter Höschl

MoN Sports

"The flexible repayment model gives us the advantage of not falling into liquidity traps when making larger procurement orders on Amazon Business."

Robin Krah

NORDMUT

"This allows us to cover our procurement needs without restricting other budgets. The process was completely seamless from application to payout."

Melanie Köster

poshpinks

Banxware hat uns dabei geholfen, lange Zahlungszyklen zu überbrücken und dadurch bestmöglich für unsere Kunden da zu sein.

Jochen Ihl

Feinripp Studios

"Bei Banxware haben wir durch das flexible Rückzahlungsmodell die Vorteile, dass wir in Monaten mit schwächerem Umsatz nicht in weitere Liquiditätsfallen tappen."

Timm Bange

MyDartpfeil

"Banxware hat uns geholfen, finanzielle Grenzen zu überwinden. Dank der schnellen Finanzierung konnten wir unser Sortiment erweitern, Kundenaufträge erfüllen und unseren Umsatz fast verdoppeln."

Uwe Göpel

itmops

"Mit Banxware haben wir die ideale Finanzierungslösung gefunden, um unser Ziel zu erreichen: unsere Produktionskapazitäten auszubauen und unsere Marke im Handel stärker zu etablieren. Die schnelle und unkomplizierte Abwicklung sowie die Transparenz und Flexibilität haben uns absolut überzeugt."

Valentina Heuschmidt

Karanga

Built for the speed of modern procurement

Full transparency, one fixed fee

No compounding interest, no hidden charges. You know exactly what financing costs before you accept the offer.

Seamlessly integrated with Amazon Business

Your Amazon Business purchasing history is used to assess your profile — no lengthy financial audits required.

100% digital — zero paperwork

No documents to mail, no in-person meetings. The entire application is completed online in under 15 minutes.

Frequently asked questions

Who can apply for Spot Buy financing?

Small and medium-sized companies registered in Germany that have an active Amazon Business account and have been purchasing for at least 6 months. Both sole traders and registered companies (GmbH, UG, etc.) are eligible.

What does the financing cost?

There is a fixed financing fee with no compounding interest or hidden costs. You will always see the exact total cost before you accept any offer. We never require advance payments or upfront fees of any kind.

Is a personal guarantee required?

No. No personal guarantee and no collateral is required. Your eligibility is assessed based on your Amazon Business purchasing history and revenue — not your personal assets.

How quickly will I receive the funds?

Once you accept your offer, the funds are transferred to your business account within one business day. In most cases, your money is available the morning after you sign your agreement.

How does the digital application work?

The application is 100% digital and takes around 15 minutes. There is no paperwork to print, sign, or mail. Connect your Amazon Business account, complete the online form, and receive a personalised offer — all in one seamless flow.

How much financing can I access?


Between €1,000 and €250,000 depending on your Amazon Business purchasing volume and revenue over the past 6 months. Use the calculator above to get an indicative estimate before applying.

Do you have any questions for us?

Experts like Paula understand your business. Call us on +49 30 311 99 587 , send us an email, or click the Contact us button to fill out the contact form.

Contact us

Receive your offer now

Apply in 15 minutes. Receive up to €250,000 within one business day — no paperwork, no personal guarantee.

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